Houses
Farmhouse with 20 Acres in Clay City, Kentucky

This 1950 farmhouse sits on 20 acres in Clay City, Kentucky. The main house has been gutted down to the studs, and new floor joists and subflooring are going in right now. A separate 800-square-foot cabin stands next to it and is about 90 percent complete. The setup could work for someone who wants to finish the spaces themselves or use the land for recreation and outdoor projects.
Property Details
- 4 bedrooms
- 1 full bathroom
- 1,700 square feet of living space
- 20-acre lot
- Single-family residence
- Built in 1950
- Vinyl exterior and metal roof
- Heating: wood or pellet and other
- Cooling: wall units and other
- Parking includes carport and garage
- Mountain views
- No basement
- All utilities and septic in place
- Spring-fed water source
Condition and Opportunity
The main house was outdated, so the previous work stripped it to the studs. Crews are currently installing new floor joists and subflooring across the whole structure. There are no restrictions on the property, so the next owner can finish the floor plan, remodel, or expand as needed. The cabin next door is brand new and nearly finished. This combination could suit a person who likes hands-on projects or plans to create extra living space over time. The house was last lived in during 2019, so it has sat empty for a while. Basic systems are already there, which removes some of the early setup work.
An optional brand-new sawmill that cuts logs up to 36 by 38 inches can stay with the property depending on the offer. That tool could support someone who wants to harvest and mill timber from the land for building or other uses.
Interior and Layout Potential
The main house offers four bedrooms and one bathroom across 1,700 square feet. Because the interior is open to the studs, the layout remains flexible. New flooring will go in soon, and the rest of the finishes can follow whatever plan the owner chooses. Wall cooling units and wood or pellet heat give simple climate control once the work is done. There is no basement, so storage stays on the main levels or in the cabin.
The cabin adds another 800 square feet that is already close to complete. It could serve as a guest space, workshop, or separate living area while the main house is finished. Parking comes with both a carport and a garage, which keeps vehicles and tools covered. Overall the interior spaces stay practical and open for customization.
Land and Outdoor Space
The 20 acres include flat sections reached by a secondary road that runs up and through the property. Those open areas could support extra cabins, trails, or other structures if someone wants to expand. Mature timber covers parts of the land and can be logged. The property sits outside a flood zone and has not flooded in the past. A spring feeds the water system, and city water is available a few hundred feet away if a connection is preferred later.
Mountain views stretch across the surrounding ground. No close neighbors sit nearby, which keeps the setting quiet. Wildlife moves through the area, and the mix of woods and open ground supports outdoor use. The road frontage and internal access make it easier to move equipment or materials around the acreage.
Location and Lifestyle
Clay City places the property about 15 minutes from Red River Gorge. Winchester and Mount Sterling are also roughly 15 minutes away. Richmond sits a similar distance, Morehead is about 35 minutes out, and Lexington is around 30 minutes. The community is described as down-to-earth and beginning to grow, with local schools nearby. Daily life here would center on outdoor time, short drives for supplies, and the flexibility of a larger rural lot. The spring water and existing utilities reduce some ongoing needs, while the open layout of the land leaves room for personal projects.
Final Thoughts
This rural property pairs a gutted 1950 farmhouse with a nearly finished cabin and 20 acres of mixed ground. The current work on the floors and the flexible rules give the next owner room to shape the buildings and land. The location near Red River Gorge and nearby towns supports both quiet days and easy access when needed. Anyone looking at the place should plan for finishing the main house and decide how the timber, flat areas, and cabin fit their plans.
If you’re interested in learning more about this property, please contact the listing agent through the Zillow link provided below the photos.







Listed on Zillow.




