In a housing market where space comes at a premium, this Kentucky listing is making buyers look twice. At 115 CCC Bottom Road in McKee, a spacious five-bedroom, three-bathroom brick home offering roughly 3,000 square feet is on the market for just $160,000. That works out to about $53 per square foot, a number that is almost unheard of for a move-in-ready home of this size, and it is already drawing strong attention online.
Room for Everyone
This single-family brick home was built in 1968 and has been thoughtfully updated, blending solid construction with a fresh, modern feel. The standout feature is space: five generously sized bedrooms and three full bathrooms give families, multi-generational households, or remote workers plenty of room to spread out. A large primary suite with its own private bath anchors the home, while updated flooring flows throughout much of the interior.
The flexible floor plan is one of the home’s biggest selling points. With 1,500 square feet on the main level and another finished 1,500 square feet in the basement, the layout easily adapts to bedrooms, home offices, playrooms, or hobby spaces. Buyers also get ample storage, comfortable living areas, and the kind of square footage that is increasingly hard to find at this price point.
A Peaceful Country Setting in the Kentucky Mountains
Set in a quiet rural area of Jackson County in eastern Kentucky, the home offers the calm of country living while remaining close to local amenities. McKee Elementary School, which carries a strong rating, sits about a mile away, and the surrounding region is known for its forested hills, outdoor recreation, and access to the natural beauty of the Daniel Boone National Forest area. For buyers seeking space, privacy, and value, the location reinforces the home’s appeal.
The Numbers That Make This Listing Stand Out
At $160,000 for 3,000 square feet, the price per square foot of roughly $53 is the headline figure here. For comparison, the home’s Zestimate sits around $163,900, suggesting the asking price is in line with or slightly below estimated market value. Recent price history also shows the seller has adjusted the price down to a competitive level, a signal of motivation that buyers may be able to use in negotiations.
The most recent annual property taxes on the home were $872, based on a tax-assessed value of $75,000. While not the rock-bottom figure seen on some rural lots, it remains very manageable, especially for a home of this size, and keeps the monthly carrying costs low.
Financing a Home Like This: FHA, USDA, and Conventional Loans
Buyers have several financing paths for a property like this. Because of its rural location, the home may qualify for a USDA Rural Development loan, which offers zero-down financing to eligible buyers who meet income guidelines. Others may prefer an FHA loan, which allows a lower down payment and more flexible credit requirements, or a traditional conventional loan for buyers with stronger credit and a larger down payment.
With a finished basement and an older build year, lenders may take a closer look at the home’s systems and condition during the appraisal, so a thorough inspection is always wise. Because mortgage rates change frequently, it pays to compare current rates from several lenders and get pre-qualified before making an offer so you know exactly what you can afford.
What to Expect for Monthly Payments and Home Insurance
With a list price of $160,000, a financed buyer could expect a modest monthly payment depending on the down payment, loan term, and the mortgage rate they secure. Manageable property taxes keep the monthly escrow low, and home insurance for a brick single-family home in a rural area is generally affordable, though buyers should always request a tailored quote. Over time, owners who build equity in a home of this size could also tap a HELOC or home equity loan to fund future updates or improvements.
Who This Home Is Perfect For
This property is ideal for large or growing families who need bedrooms for everyone, multi-generational households wanting separate living areas, remote workers needing office space, and value-focused buyers who refuse to overpay per square foot. With a finished basement, a strong nearby school, and a peaceful country setting, it delivers a rare combination of size and affordability.
Frequently Asked Questions
How much is the home at 115 CCC Bottom Road in McKee, KY?
The home is currently listed at $160,000 and offers approximately 3,000 square feet of living space.
How many bedrooms and bathrooms does it have?
The home has 5 bedrooms and 3 full bathrooms, including a primary suite with a private bath.
What kind of loan can I use to buy a rural home like this?
Eligible buyers may use a USDA Rural Development loan, an FHA loan, or a conventional loan. A local lender can confirm which option fits your situation.
How much are the property taxes?
The most recent annual property taxes were $872, based on a tax-assessed value of $75,000.
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Listing Details
The home at 115 CCC Bottom Road, McKee, KY 40447 is listed at $160,000 (MLS #1721263). You can view all photos and complete property details on the official listing here: View this property on Zillow.
All prices, tax figures, payment estimates, and loan details are based on publicly available listing information and are provided for general informational purposes only. They are estimates and may change. Buyers should confirm current pricing, verify loan eligibility, and consult a licensed real estate agent, lender, and insurance provider before making any purchase decision.
